UK Bank Account
On arrival in the UK, you may be able to use your bank account from home for some purchases, but your bank may charge you for transactions made outside of your home country. We would encourage you to set up a UK bank account to avoid additional charges and to keep track of your spending.
You can find relevant information on opening a UK Bank Account here, including:
- Which bank to go with
- What documents you need
- Tips on keeping your money safe
UK Mobile Phone Number
It may be cheaper and more convenient to obtain a UK mobile number for your time in the UK. There are several networks to choose from and different options for either pay-as-you-go (pre-paid) or monthly contracts.
Using a pay as you go option allows you to pre-pay for your airtime minute, texts and data. Pay as you go plans are ideal for students. Most SIMs come with bundles that contain a set amount of data, minutes and texts. This option will not require a credit check and allow you to better control your spend.
The other option is a contract phone or 12-month sim only deal. With these deals, your handset is usually provided by the carrier when you sign up for their plan and you are usually billed monthly. However contract plans require a credit check. You will, however, be bound to a contract, which (in most cases) can vary from 12, 18, or 24 months, and breaking the contract is very expensive. Under a contract plan, you are allotted a certain number of minutes and texts and you pay a fixed monthly rate (if you exceed your minutes though, expect to pay additional charges!)
You can find more information and compare UK mobile phone deals here.
If you plan to use your phone from home, make sure it is compatible with the UK Sim card.