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PhD student loans

The UK Government has recently introduced PhD Doctoral loans for UK and EU students residing in England for postgraduate research programmes. The loans are up to £25,000 and will not be means tested. Here is some information at a glance. The PhD loan will:

  • provide a contribution to the costs of study rather than covering the full fees and living costs of a student,
  • be paid directly to the student,
  • involve a single repayment of 6% above the income threshold (currently £21,000) to cover the combined balance of any postgraduate masters and postgraduate doctoral loan.

The PhD loans are available:

  • to UK and EU nationals, residing in England, under the age of 59
  • for full time or part time study lasting no more than 8 years
  • for any subject

Read more about the Postgraduate doctoral loans on the Gov.UK website. Read the Postgraduate Doctoral Loans factsheet here