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How to apply

We start administering US Direct Loan applications from 1 May to 30 June (late applications are 1 to 31 August) each year for courses starting in the Autumn term.

In order to receive US Direct Loans from September 2022 onwards, all students (new and continuing) should follow this process: 

On Time Applications Autumn Term V1.5

Step 1: Application

  1. 01 May to 30 June - Apply for your FAFSA and email the following documents to funding@brunel.ac.uk:
    1. Student Aid Report (SAR)
    2. Master Promissory Note (MPN) for each loan.
    3. Evidence of Entrance Counselling

Credit checks** for Plus Loans or Parent Plus Loans

Applications are processed in date order by date received.

Applications with documents received after 30 June will be processed as late applications.

*Please protect these documents with a password using your date of birth (DDMMYY no punctuation).

**Credit checks are valid for 180 days. You will be required to submit a new credit check if you request a plus loan after more than 180 days
from the date that you first provided your documents.

Step 2: Eligibility check

01 May to 30 June - The Funding Team will check your eligibility and it you are eligible will send you a Cost of Attendance (COA) if you are eligible.

If you are eligible and intend to take a Direct Loan – you are not required to pay a deposit for your tuition fees or on-campus accommodation.  These will be deducted from the first instalment of your loan(s).

If you are not eligible, The Funding Team will let you know by email including the reason for ineligibility.

You may need to review and update your FAFSA.

Updated SARs received after 30 June will be processed as late applications.


Step 3: Accept your COA

01 May to 30 June - You accept your COA by email the Funding Team.

Valid COA acceptance emails must specify the loan type(s) and the amount that you wish to borrow for each loan type.

Valid COA acceptances received after 30 June will be processed as late applications.

Step 4: SAR and scholarship checks

01 May to 31 July - If you are eligible for the loan(s) that you have requested, the Funding Team will check for any updates to your SAR and will also check if you have been awarded a University Scholarship/Bursary.

If there is no change to your SAR and you have not been awarded a scholarship/bursary* The Funding Team will send you an award letter by email.  This will include the disbursement dates for your loan(s).

*If your SAR has changed and/or if you are awarded a University Scholarship or Bursary after 31 July we are required to send you an updated COA and your application will be processed as a late application.

If you are not eligible for the loan(s) or the amounts you have requested, The Funding Team will notify you by email, including the reason and any action required by you.

You may need to review and update your FAFSA or seek alternative funding.

Updated SARs received after 31 July will be processed as late applications.

Step 5: Updates to you COA

01 to 30 August – If you are issued with an updated COA from 01 August, you must accept this COA within 10 working days of the date of the updated COA.

Valid COA acceptances must specify the loan type(s) and the amounts you wish to borrow for each loan type.

It will not be possible to process your loan application for disbursement in the Autumn term if you don’t accept your updated COA within 10 working days and / or you don’t specify the loan type(s) and amounts you wish to borrow for each loan type. In these circumstances, the first and second disbursements will be made together in January.

Step 6: Loan amounts

First week of October – The Funding Team will send you a pre-disbursement notification sowing your loan amounts in $ and including your rights to cancel.

If you wish to cancel or amend your loan(s) you must do so within 10 working days of the date of your pre-disbursement notification.

Changes to your loan(s) requested more than 10 working days from your pre-disbursement notification will be processed for the next scheduled disbursement in January.

Step 7: First loan amount received

Last week of October – You will receive the first disbursement of your loan(s) if you are enrolled, as studying in the UK and have a UK bank account in your own name.

Once the disbursement has been made, The Funding Team will send you a post-disbursement notification showing the loan amount(s) in £ and any deductions for tuition / accommodation.

The post disbursement notification includes your rights to cancel. Any changes to your loan type(s) and / or amounts will be processed in the next disbursement in January.

If you don’t have a UK bank account in your name, the University will be unable to process your disbursement.

Please notify The Funding Team once you have opened a UK Bank Account.

Your loan will be processed as a late application.

Step 8: Subsequent disbursements

The Funding Team will issue you with a pre-disbursement notification in the first week of the disbursement month and a post disbursement notification once the payment has been made.

If you wish to make changes to the current disbursement you must email the Funding Team within 10 working days of the pre-disbursement notification.

The post disbursement notification after your final disbursement will include a reminder to complete your exit counselling (final year students only).

 

Late applications

Applications with documents received after 30 June will be processed as late applications, following the timeline below.

Late Applications Autumn Term V1.3

Step 1: Application

01 to 31 August - Apply for your FAFSA and email the following documents to funding@brunel.ac.uk:

  1. Student Aid Report (SAR)
  2. Master Promissory Note (MPN) for each loan.
  3. Evidence of Entrance Counselling

Credit checks** for Plus Loans or Parent Plus Loans

Applications are processed in date order by date received.

Applications with documents received after 31 August will be processed for a first and second disbursement together in January.

*Please protect these documents with a password using your date of birth (DDMMYY no punctuation).

**Credit checks are valid for 180 days. You will be required to submit a new credit check if you request a plus loan after more than 180 days
from the date that you first provided your documents.

Step 2: Eligibility check

01 to 31 August - The Funding Team will check your eligibility and it you are eligible will send you a Cost of Attendance (COA) if you are eligible.

If you are eligible and intend to take a Direct Loan – you are not required to pay a deposit for your tuition fees or on-campus accommodation.  These will be deducted from the first instalment of your loan(s).

If you are not eligible, The Funding Team will let you know by email including the reason for ineligibility.

You may need to review and update your FAFSA.

Updated SARs received after 31 August will be processed for first and second disbursements together in January. In these circumstances you will be required to fund your tuition fee and on-campus accommodation deposits from your own funds.

Step 3: Accept your COA

01 to 31 August - You accept your COA by email the Funding Team.
Valid COA acceptance emails must specify the loan type(s) and the amount that you wish to borrow for each loan type.

Valid COA acceptances received after 31 August will be processed for first and second disbursements together in January. In these circumstances you will be required to fund your tuition fee and on-campus accommodation deposits from your own funds.

Step 4: SAR and scholarship checks

01 to 31 Aug - If you are eligible for the loan(s) that you have requested, the Funding Team will check for any updates to your SAR and will also check if you have been awarded a University Scholarship/Bursary.

If there is no change to your SAR and you have not been awarded a scholarship/bursary* The Funding Team will send you an award letter by email.  This will include the disbursement dates for your loan(s).

*If your SAR has changed and/or if you are awarded a University Scholarship or Bursary after 31 August we are required to send you an updated COA and your application will be processed for a first and second disbursement together in January. In these circumstances you will be required to fund your tuition fee and on-campus accommodation deposits from your own funds.

If you are not eligible for the loan(s) or the amounts you have requested, The Funding Team will notify you by email, including the reason and any action required by you.

You may need to review and update your FAFSA or seek alternative funding.

Updated SARs received after 31 August will be processed for a first and second disbursement together in January. In these circumstances you will be required to fund your tuition fee and on-campus accommodation deposits from your own funds.

Step 5: Updates to your COA

01 to 30 September – If you are issued with an updated COA from 01 September, you must accept this COA within 10 working days of the date of the updated COA.

Valid COA acceptances must specify the loan type(s) and the amounts you wish to borrow for each loan type.

It will not be possible to process your loan application for disbursement in the Autumn term if you don’t accept your updated COA within 10 working days and / or you don’t specify the loan type(s) and amounts you wish to borrow for each loan type. In these circumstances, the first and second disbursements will be made together in January. In these circumstances you will be required to fund your tuition fee and on-campus accommodation deposits from your own funds.

Step 6: Loan amounts

First week of October – The Funding Team will send you a pre-disbursement notification sowing your loan amounts in $ and including your rights to cancel.

If you wish to cancel or amend your loan(s) you must do so within 10 working days of the date of your pre-disbursement notification.

Changes to your loan(s) requested more than 10 working days from your pre-disbursement notification will be processed for the next scheduled disbursement in January.

Step 7: First loan amount received

Last week of October – You will receive the first disbursement of your loan(s) if you are enrolled, as studying in the UK and have a UK bank account in your own name.

Once the disbursement has been made, The Funding Team will send you a post-disbursement notification showing the loan amount(s) in £ and any deductions for tuition / accommodation.

The post disbursement notification includes your rights to cancel. Any changes to your loan type(s) and / or amounts will be processed in the next disbursement in January.

If you don’t have a UK bank account in your name, the University will be unable to process your disbursement.

Please notify The Funding Team once you have opened a UK Bank Account.

Once you have confirmed that you have a UK bank account the first and second disbursements will be made together in January. In these circumstances you will be required to fund your tuition fee and on campus accommodation deposits from your own funds.

Step 8: Subsequent disbursements

The Funding Team will issue you with a pre-disbursement notification in the first week of the disbursement month and a post disbursement notification once the payment has been made.

If you wish to make changes to the current disbursement you must email the Funding Team within 10 working days of the pre-disbursement notification.

The post disbursement notification after your final disbursement will include a reminder to complete your exit counselling (final year students only).